The Portugal Golden Visa has topped the Annual Global Retirement Index for 2020 with its affordable lifestyle, high safety rating, and quality professional healthcare. One of the investment funds available for the application of this residency permit is by the investment of €350,000 in an investment fund, which allows the applicant and their families to work, reside and study in Portugal with the benefit to visit other European countries from the Schengen Area. From the 26 nations in Europe, including France and Germany, you and your family will be able to experience different cultures and wonderful landscapes while being a resident of one of Europe’s safest country.

One of the many reasons 7,885 primary applicants and 13,364 dependents have opted for this residency permit since the start of the program of the Portugal Golden Visa, is that the investors’ children will be suitable to access the education system of the country, which includes 2 of the 10 best European universities with international high standards.

The Portugal Golden Visa has undergone some changes since its approval in 2012, whereas one of the best investment options added in 2018 is the investment fund option for a €350,000 investment. This is an alternative for investors that want to bet in an investment fund managed by corporate experts in the field; entrepreneurs will choose a start-up or medium-sized project with a great development potential to invest in. There are a variety of sectors regulated by CMVM, Portugal’s regulator, where the applicant can choose to invest, like real estate, technology, and industry. Aside from the fact that it is being handled by experts qualified in the sector you invest in, other benefits of investing in an investment fund for the Portugal Golden Visa, the capital that is invested are tax-friendly whereas dividends and capital gains are returned to the investor through tax-exemption. In addition, some funds may be backed by the Portuguese government through subsidies or financed by the Instituição Financeira de Desenvolvimento, or FDI. By means, you will be saving lots of money on fees, taxes, etc. with this investment route.

To choose a sector where investors will place the fund, according to managers responsible to regulate under CMVM, one of the main categories is the funds specifically designed for the Portugal Golden Visa. This will ensure a matching length or option of early withdrawal with assistance for the Golden Visa process. An example of funds design for Golden Visa investors is the BlueCrow Growth, with a minimum investment of €350,000 over a 7-year term with a deadline of December 22. Another is the Golden Bridge under the real estate sector, which with the same amount of fund, investors will be associating with the rehabilitation and management of properties in premium locations focusing on high return in the long term over a fund period of 6 years.

To apply for the acquisition of the Portugal Golden Visa applicants must prepare their documents and submit their residence application. Once it has been approved and the permit issue fee has been paid, the residence certificate will be released with a validity of one year. The renewal process should be terminated at the end of the first and third year to be able to apply for permanent residency. The Portugal Golden Visa requires applicants to stay in the country for at least 7 days during the first year, and 14 days in the two following years in order to obtain the permit. Nevertheless, aside from having the opportunity to grow your business and live a Mediterranean lifestyle, the permit will direct you to own the Portuguese passport, one of the most valuable passports in the world.

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